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SwiftNine

VS

BlackPay

Features & Coverage
SwiftNine
BlackPay
Supported business types
E-commerce
SaaS
Digital services
SaaS
Crypto
SaaS
Geographic coverage
Europe
Europe
United Kingdom
United Kingdom
United States
SaaS
Supported Currencies
USDT
USDT
Crypto
USDT
SaaS
GBP
Pricing overview
Provider
SwiftNine
BlackPay
Processing fee
2–5% / 6–12%
2–5% / 6–12%
Setup fee
$0
$0
Rolling reserve
Optional
Optional
Chargeback fee
From $15
From $15
Settlement
T+2 to T+7
T+2 to T+7
SwiftNine
BlackPay
Processing fee
2–5% / 6–12%
2–5% / 6–12%
Setup fee
$0
$0
Rolling reserve
Optional
Optional
Chargeback fee
From $15
From $15
Settlement
T+2 to T+7
T+2 to T+7
SwiftNine is a good choice if you:
work with high-risk or regulated industries
need broader geographic coverage
are fine with flexible fees depending on risk
expect international settlements
Apply with SwiftNine
BlackPay is a good choice if you:
work with high-risk or regulated industries
need broader geographic coverage
are fine with flexible fees depending on risk
expect international settlements
Apply with BlackPay

Need a more tailored solution?

If your case is complex or doesn’t fit standard providers, our team can review your requirements and suggest the best available options.